2018 Tuition and Fee Information
Tuition is priced per credit. To calculate the tuition for a course, you multiply the per-credit tuition by the total number of credits per course, unless the total number of course contact hours is greater than the total number of credits. In such cases, the tuition is instead multiplied by the total number of contact hours. Note: Tuition for Online and Continuing Education students is the same whether you live in Massachusetts or out of the state.
For financial aid and scholarship information, visit http://www.uml.edu/financialaid/
||Per credit-contact hr.
|Undergraduate Face-to-Face Courses and Audit
Undergraduate Online Courses and Audit (except
Manning School of Business* Undergraduate Online courses and Audit)
Manning School of Business* Undergraduate Online Courses and Audit
Graduate Online, On-Campus, and Off-Campus
Courses and Audit (except Manning School of Business* Online, MBA in Haverhill, MSIT,
Masters in Engineering Management, and
|Graduate Education Courses
MSIT and Masters in Engineering Management**
Manning School of Business* Graduate Online Courses
MBA Graduate Courses in Haverhill
|Registration Fee per Term (non-refundable)
|Late Fee for Non Payment
|Fee for Undergraduate Degree Application
Cost per credit includes access fee (parking after 3pm and
access to Blackboard).
*Applies to courses with the following prefixes: ACCT, BUSI, ENTR,
FINA, MGMT, MKTG, MIST, POMS offered through the Manning
School of Business
**Applies to courses with the following prefixes: CIVE, CHEN, EECE,
MECH, PLAS offered through the Francis College of Engineering
Student E-Billing Information:
- Paper bills are no longer sent to students' permanent home addresses.
- Students have access to view their bills online at https://www.uml.edu/enrollment/sis/.
- Students will receive an email notification to their UMass Lowell student email account (e.g. John_Doe@student.uml.edu) when a new bill has been generated.
For more information please visit the UMass Lowell Solution Center.
The University of Massachusetts Lowell is no longer directly accepting cash, credit cards or debit cards for payment of student tuition, and fees, room and board (if applicable).
The University has secured the services of TMS (Tuition Management Systems) to process all credit card/debit card transactions. TMS accepts MasterCard, VISA,
Discover or American Express. There will be a 2.5% non-refundable convenience fee assessed to each credit card/debit card transaction. Visit UMass Lowell's Solution Center website for additional Payment Options information.
Credit cards are no longer accepted over the phone or via the remit portion of the student invoice. The following payment options
are also available for paying a student's tuition and fee bill:
- Online: e-checks, credit card, bank check
- Mail: check, money order, bank check
- Monthly Payment Plan processed through TMS
- International Wire Transfers
Students will be permitted to attend class and to utilize facilities only after they have cleared all their
financial obligations to the University. In addition, student transcripts and diplomas will not be released until
all debts have been paid.
All students are advised that the University uses the services of collection agencies authorized under the
Commonwealth's Master Service Agreement. Students with a prior semester balance who are not enrolled for the current
semester and are referred to a collection agency are held liable for all associated collection fees, which may be substantial.
Directed Studies, Departmental exams, Practicums, Internships, Applied Music Lessons, etc. are considered
Special Programs and, as such, tuition remission and, credits/waivers, and certificates of eligibility cannot be accepted.
We invite all Veterans to contact the Office of Veterans Services at 978-934-2461 or email: Veterans@uml.edu for information on VA benefits and State Veterans credits/waivers. Credits/Waivers must be requested by students matriculated in an undergraduate degree program through the Office of Veterans Services. They are applicable to on campus courses only provided there is space available and there is a sufficient number of tuition paying students enrolled to bear the cost of instruction. Due to the high cost of online, blended, and off campus courses, there are no credits/waivers available for these courses. There are no credits/waivers for Directed Studies, Departmental Exams, Practicums and Internships. Merit and Need Based Assistance grants for online courses may be available to veterans who are presently enrolled in undergraduate degree and certificate programs. To qualify for both a tuition credit/waiver and any merit or need-based assistance, students must be enrolled in a degree or certificate program and making satisfactory academic progress.
Senior citizens (60 years or older) who are Massachusetts residents may attend on-campus classes in the Division of Online and Continuing Education undergraduate credit programs tuition-free provided that they are matriculated in a degree or certificate program and there is a sufficient number of tuition-paying students enrolled to bear the cost of instruction and provided there is space available. Proof of Massachusetts residency (ie. MA state taxes, mortgage statement, letter from Town or City Hall or voter's registration) and birth date - copy of Massachusetts driver's license and an "Application for Massachusetts Categorical Tuition Credits" which can be found at the Solution Center web page under "forms". This documentation must be provided annually at the time of registration. Please Note: Tuition credits and waivers are not available for online, blended and off-campus courses or for Directed Studies, Departmental Exams, Practicums and Internships.
Tuition Credits & Waivers
"Massachusetts Categorical Tuition Credits" and waivers are not available for UMass Lowell's online, blended and off-campus courses, or for Directed Studies, Departmental Exams, Practicums and Internships. Additionally, Effective Fall 2018, UMass Lowell's Division of Online and Continuing Education will no longer offer state employees and their dependents a 50% tuition credit (formerly know as a tuition waiver) for online courses. On-campus Continuing Education courses will still be eligible for the 50% tuition credit
Third Party Payment
All students using company direct payment, military plans, state tuition credits/waivers, or veterans' credits/waivers must mail
original authorization forms to UMass Lowell, Student Financial Services Office, University Crossing, 220
Pawtucket Street, Suite M30
Lowell, MA 01854-5110. Copies and/or faxes of tuition credits/waivers cannot be honored. Students receiving
company reimbursement must prepay their own tuition. The University does not honor company reimbursement contingent upon grades.
Students who withdraw from the University or drop all of
their courses during the add/drop period will receive a 100%
adjustment to tuition and fees for the semester except for the following:
- The Division of Online and Continuing Education $30.00 non-refundable Registration Fee per term.
- Students who are suspended or expelled for disciplinary reasons will forfeit all rights to a tuition and fee adjustment.
- Any book voucher monies advanced to students and used at the bookstore. Students should contact the bookstore at (978) 934-2623 for the refund policy on books and materials purchased directly from them.
- Residence hall charges and meal plan charges follow a different refund schedule. Students should contact the Residence Life Office at (978) 934-5115 for further assistance.
Note: Maryland online students please refer to the refund schedule for Maryland residents.
Please note: There are no adjustments to tuition and fee charges if students withdraw or drop classes after the add/drop period of the academic semester.
Student records will be cleared and appropriate refunds will be awarded, only after outstanding University bills (library fines, parking fines, etc.)
are paid and all University-owned property is returned. If debts remain unpaid, students' academic permanent records will not be released and
students will not be readmitted to the University.
Direct Deposit for Refunds
Great News! You can now have refunds from UMass Lowell deposited directly into your bank account. For detailed instructions visit:
http://www.uml.edu/thesolutioncenter/money/Refunds/directdeposit.aspx. Scroll down and select "Enroll in Direct Deposit" in SIS.
All matriculating, undergraduate students, regardless of credit hours, and all matriculating graduate students enrolled in nine or more credit hours will be charged for health insurance. All matriculating international students, regardless of credit hours, are required to accept a Student Health Insurance Plan. This does not apply to students who are taking all of their program online. If the student has at least one on-campus course, and has enough total credits to be full-time, they are eligible for health insurance. Students who have comparable health insurance may apply on SIS to waive the charge. Please see the Student Financial Services website and the Health Services website at
for additional information.
Please note that all students who withdraw from or drop all of their classes within the first 31 days (calendar days) of the academic semester
are not allowed to be enrolled in the University student health insurance plan. Students taking only online courses will not be eligible for the student insurance.
Financial aid is available for students who qualify. Financial aid consists of grants, scholarships, loans, student employment, credits/waivers, reimbursement programs, and other financial
arrangements. Students must be matriculated in an eligible degree or certificate program and be enrolled in courses required for that program to receive financial aid. To apply for financial aid, students must complete the 2016-2017 Free Application for Federal Student Aid (FASFA), available online at
Financial aid is applied to students charges following the end of the add/drop period.
Students who withdraw from the University after receiving financial aid will be reviewed to determine the amount of financial aid the student earned prior to withdrawing. Students who
withdraw may be required to return some or all financial aid. For more information about financial aid eligibility, please go to
Correct Social Security Number/Tax Identification Number
The University of Massachusetts Lowell must obtain your correct social security number (SSN) to file certain
information returns with the IRS as well as to furnish a statement to you. The returns the University must file
contain information about qualified tuition and related expenses (Form 1098-T, Tuition Payments Statement). The
information about your tuition will help to determine whether you, or the person who can claim you as a dependent,
may take an education tax deduction.
For additional information on Financial policies and procedures, see
Please note that the tuition and fees are subject to change. Every effort has been made to ensure the accuracy of the information in this website. However, Online and Continuing Education reserves the right to make changes of any nature in its program, calendar, procedures and standards, degree requirements and academic schedules (including without limitations, changes in course content and class schedules), locations, tuition, and fees. Whenever possible, appropriate notice of such changes will be given before they become effective. When changes are necessary, Online and Continuing Education exerts reasonable efforts to provide comparable or substantially equivalent instructional services and facilities for those originally designated. However, OCE assumes no liability for failure to deliver or for delay in delivering such services (including those in support of academic functions or student life) when the causes for such failure or delay are beyond the reasonable control of Online and Continuing Education – which causes include, without limitation, the following: power failure, fire, accident, natural disaster, work slowdown and strikes, loss of personnel, and acts of public authorities. In registering for courses, each student assumes full responsibility for knowledge of and compliance with the definitions, regulations, and procedures for the University as set forth in the appropriate publications and bulletins.