Tuition is priced on the listed credit hour unless the contact hour is different. Tuition is then based on the listed contact hour. Click here for more information on Financial Aid, TERI Loans, and Scholarships.

Please note: Graduate students will be assessed a “First Year Student Services Fee” upon matriculation into a graduate degree or certificate program. Please see the Accounts Receivable website for more information.

Students who have checks returned due to insufficient funds will be charged a $30.00 insufficient funds fee. 

Payment Options
Payments may be made by cash, check, money order, MasterCard, Visa, and Discover. Mail payments (made payable to UMass Lowell) to:
UMass Lowell
Attn: Treasury Office
883 Broadway Street, Room 106
Lowell, MA 01854-5109

Payments may also be made in person at the cashier's window, Room 106, Dugan Hall, UML South. Please note, a cash payment cannot be accepted after 4 pm.

Students may also make a payment or view accounts online by logging on to the Student Information System (ISIS).

Overdue Accounts
Students will be permitted to attend class and to utilize facilities only after they have cleared all their financial obligations to the University. In addition, student transcripts and diplomas will not be released unless all debts have been paid.

All students are advised that the University uses the services of collection agencies authorized under the Commonwealth's Master Service Agreement. Students with a prior semester balance who are not enrolled for the current semester and are referred to a collection agency are held liable for all associated collection costs, which may be substantial. 

Directed Studies
Directed Studies, Practicums, Internships, and Applied Music Lessons are considered Special Programs, and, as such, tuition remission, waivers, and certificates of eligibility cannot be accepted.

NOTE: Veterans’ Information
Veterans must be matriculated in an undergraduate degree program and have all appropriate paperwork on file in the Registrar’s Office, UML South, Dugan Hall 101, 883 Broadway Street, Lowell. For additional information, please see the website at http://www.uml.edu/admin/registrar/veterans/Veterans_Tuition_Waiver.html for detailed information.

Veterans' waivers are available for on-campus undergraduate courses provided there is a sufficient number of tuition-paying students enrolled to bear the cost of instruction and provided there is space available. Due to the high cost of online and off-campus courses, there are no waivers available for these courses. There are no waivers for Directed Studies, Practicums, and Internships. Merit and Need-Based Assistance Grants for online courses may be available to veterans who are presently enrolled in undergraduate degree and certificate programs and who are making satisfactory academic progress towards their degrees or certificates.

International Students
International students registering for continuing studies classes or enrolling in programs must provide proof of Visa status. Please submit a copy of your current Visa with your registration form. Students with F-1 or J-1 Visa status must provide a copy of their I-20 or DS-2019 Form. These students will be allowed to count, per semester, only one distance learning (online) course, or 3 credits, toward the full-time undergraduate course load (12 hours) or the full-time graduate course load (9 hours). The ultimate responsibility to know and follow the USCIS rules rests upon the students themselves. Students holding B-1, B-2, or F-2 Visas may not register for any academic classes. The University of Massachusetts Lowell does not issue I-20 Forms to students for any Continuing Studies programs. Please contact the International Students and Scholars Office at ISSO@uml.edu with any questions.

Third Party Payment
All students using company direct payment, military plans, state tuition waivers, or veterans' waivers must mail original authorization forms to UMass Lowell, Accounts Receivable Office, 883 Broadway Street, Room 101, Lowell, MA 01854-5110. Copies and/or faxes of tuition waivers cannot be honored. No tuition refund is awarded for late submission of eligibility form. Students receiving company reimbursement must prepay their own tuition. The University does not honor company reimbursement contingent upon grades.

Senior Citizens
Senior citizens (60 years or older) who are Massachusetts residents may attend on campus classes in Continuing Studies credit programs tuition-free, provided that there is a sufficient number of tuition-paying students enrolled to bear the cost of instruction and provided there is space available. Please note that waivers are not retroactive and do not cover registration fees and other fees. Proof of Massachusetts residency and birth date must be provided annually at the time of registration. There are no waivers available for online and off-campus courses.

Refund Schedule for Tuition & Fees
Students who withdraw from the University or drop all of their courses during the add/drop period will receive a 100% adjustment to tuition and fees for the semester except for the following:

1) The Continuing Studies $30.00 non-refundable registration fee per term.
2) Students who are suspended or expelled for disciplinary reasons will forfeit all rights to a tuition and fee adjustment.
3) Any book voucher monies advanced to students and used at the bookstore. Students should contact Barnes and Noble (978) 934-2623 for the bookstore refund policy on books and materials purchased directly from them.
4) Residence hall charges and meal plan charges follow a different refund schedule. Students should contact the Residence Life Office at (978) 934-5115 for further assistance.

Please note: There are no adjustments to tuition and fee charges if students withdraw or drop classes after the add/drop period of the academic semester.

Student records will be cleared and appropriate refunds will be awarded, only after outstanding University bills (library fines, parking fines, etc.) are paid and all University-owned property is returned. If debts remain unpaid, students' academic permanent records will not be released and students will not be readmitted to the University. Students withdrawing from any class can do so using ISIS.

Health Insurance
All students enrolled in 9 or more credits will be charged for health insurance. Students who have comparable health insurance may apply on ISIS to waive the charge. Please see the Accounts Receivable website and the Health Sciences website. Waiver forms are also available at the sites.
Please note that all students who withdraw from or drop all of their classes within the first 30 days (calendar days) of the academic semester are not allowed to be enrolled in the University student health insurance plan.

Financial Aid
All students who are financial aid recipients are reminded that their aid is also reduced and the financial aid adjustment schedule may be different than what has been stated above as required by Federal law. Students are strongly encouraged to discuss these issues with a financial aid counselor prior to withdrawing. Please note that money will be returned to the applicable financial aid assistance programs before any money is disbursed to the student. For information regarding Financial Aid, please contact the Financial Aid Office at (978) 934-4220. For information on Financial Aid, TERI Loans and Scholarships, visit the Financial Aid website or see our Financial Aid Information Sheet (pdf format).

International Students
The International Students and Scholars Office will notify the Unites States Citizenship and Immigration Services (USCIS) of all international students who either withdraw or drop below full-time status during the academic semester.

Graduate Teaching and/or Research Assistants
Graduate Teaching Assistant and/or Graduate Research Assistant contracts will be voided if students drop below full-time status.

Correct Social Security Number/Tax Identification Number
The University of Massachusetts Lowell must obtain your correct social security number (SSN) to file certain information returns with the IRS as well as to furnish a statement to you. The returns the University must file contain information about qualified tuition and related expenses (Form 1098-T, Tuition Payments Statement). The information about your tuition will help to determine whether you, or the person who can claim you as a dependent, may take the Hope credit or Lifetime Learning credit to reduce the Federal income tax.

For additional information on Financial policies and procedures, visit http://www.uml.edu/admin/ar