Tuition & Fees

Tuition & Fee Information
Third Party/Company Payment
Veterans' Information
Tuition Refund Information
Overdue Accounts
Summer Tuition & Fee Info

Fall 2015 Tuition and Fee Information

Tuition is priced on the listed credit hour unless the contact hour is different. Tuition is then based on the listed contact hour. See information on Financial Aid and Scholarships on our website at http://www.uml.edu/financialaid/

Per credit-contact hr.
Undergraduate Face-to-Face Tuition $340.00
Undergraduate Audit $340.00
Undergraduate Online Courses $370.00
Undergraduate Online Courses Audit $370.00
Graduate Online, On-Campus, and Off-Campus Courses and
Audit (except M.B.A. Online and Education Courses)
$570.00
Graduate Education Courses $470.00
M.B.A. Online Courses $630.00
Registration Fee per Term (non-refundable) $30.00
Late Fee for Non Payment $50.00
Fee for Undergraduate Degree Application $60.00

Please Note: Cost per credit includes access fee (parking and access to Blackboard)

*NOTE: Some tuitions may vary depending on customization and customer and program requirements.

Please note: Graduate students will be assessed a First Year Student Services Fee upon matriculation into a graduate degree or certificate program. Students who have checks returned due to insufficient funds will be charged a $30.00 insufficient funds fee.

Student Billing Goes Paperless:

  • Paper bills are no longer be sent to students' permanent home addresses.
  • Students have access to view their bills online at http://sis.uml.edu.
  • Students will receive an email notification to their UMass Lowell student email account (e.g. John_Doe@student.uml.edu) when a new bill has been generated.

For more information please visit the UMass Lowell Solution Center.

Payment Options

The University of Massachusetts Lowell is no longer directly accepting credit cards or debit cards for payment of student tuition, and fees, room and board (if applicable).

The University has secured the services of TMS (Tuition Management Systems) to process all credit card/debit card transactions. TMS accepts MasterCard, VISA, Discover, American Express and e-checks. There will be a 2.5% non-refundable convenience fee assessed to each credit card/debit card transaction. Visit UMass Lowell's Solution Center website for additional Payment Options information.

Credit cards are no longer accepted over the phone or via the remit portion of the student invoice.The following payment options are also available for paying a student's tuition and fee bill:

  • Online - processed through TMS
    • e-Checks
    • credit cards - 2.5% non-refundable convenience fee assessed
  • Mail -
    • Checks
    • Money Orders
    • Bank checks
  • Monthly Payment Plan processed through TMS
  • International Wire Transfers

Overdue Accounts

Students will be permitted to attend class and to utilize facilities only after they have cleared all their financial obligations to the University. In addition, student transcripts and diplomas will not be released until all debts have been paid.

All students are advised that the University uses the services of collection agencies authorized under the Commonwealth's Master Service Agreement. Students with a prior semester balance who are not enrolled for the current semester and are referred to a collection agency are held liable for all associated collection fees, which may be substantial.

Directed Studies

Directed Studies, Departmental exams, Practicums, Internships, Applied Music Lessons, etc. are considered Special Programs and, as such, tuition remission and, waivers, and certificates of eligibility cannot be accepted.

Veterans' Information

We invite all Veterans to contact the Office of Veterans Services at 978-934-2461 or email: Veterans@uml.edu for information on VA benefits and State Veterans Waivers. Waivers must be requested by students matriculated in an undergraduate degree program through the Office of Veterans Services. They are applicable to on campus courses only provided there is space available and there is a sufficient number of tuition paying students enrolled to bear the cost of instruction. Due to the high cost of online, blended and off-campus courses, there are no waivers available for these courses. There are no waivers for Directed Studies, Departmental Exams, Practicums, and Internships. Merit and Need-Based Assistance Grants for online courses may be available to veterans who are presently enrolled in undergraduate degree and certificate programs.

To qualify for both a tuition waiver and any merit or need-based assistance, students must be enrolled in a degree or certificate program and making satisfactory academic progress.

Senior Citizens

Senior citizens (60 years or older) who are Massachusetts residents may attend on-campus classes in the Division of Online and Continuing Education credit programs tuition-free provided that there is a sufficient number of tuition-paying students enrolled to bear the cost of instruction and provided there is space available. Proof of Massachusetts residency (ie. MA state taxes, mortgage statement, or voter's registration) and birth date must be provided annually at the time of registration. Waivers are not available for online, blended and off-campus courses.

Third Party Payment

All students using company direct payment, military plans, state tuition waivers, or veterans' waivers must mail original authorization forms to UMass Lowell, Student Financial Services Office, University Crossing, 220 Pawtucket Street, Suite M30
Lowell, MA 01854-5110. Copies and/or faxes of tuition waivers cannot be honored.  Students receiving company reimbursement must prepay their own tuition. The University does not honor company reimbursement contingent upon grades.

Refund Policy

Students who withdraw from the University or drop all of their courses during the add/drop period will receive a 100% adjustment to tuition and fees for the semester except for the following:

  1. The Division of Online and Continuing Education $30.00 non-refundable Registration Fee per term.
  2. Students who are suspended or expelled for disciplinary reasons will forfeit all rights to a tuition and fee adjustment.
  3. Any book voucher monies advanced to students and used at the bookstore. Students should contact the bookstore at (978) 934-2623 for the refund policy on books and materials purchased directly from them.
  4. Residence hall charges and meal plan charges follow a different refund schedule. Students should contact the Residence Life Office at (978) 934-5115 for further assistance.

Note: Maryland online students please refer to the refund schedule for Maryland residents.

Direct Deposit for Refunds

Great News! You can now have refunds from UMass Lowell deposited directly into your bank account. For detailed instructions visit: http://www.uml.edu/thesolutioncenter/money/Refunds/directdeposit.aspx. Scroll down and select "Enroll in Direct Deposit" in SIS.

Please note: There are no adjustments to tuition and fee charges if students withdraw or drop classes after the add/drop period of the academic semester.

Student records will be cleared and appropriate refunds will be awarded, only after outstanding University bills (library fines, parking fines, etc.) are paid and all University-owned property is returned. If debts remain unpaid, students' academic permanent records will not be released and students will not be readmitted to the University.

Health Insurance

All matriculating students enrolled in 9 or more credits will be charged for health insurance. Online courses are not considered eligible credits. Students who have comparable health insurance may apply in SIS to waive the charge. Please see the Student Financial Services website and the Health Services website at http://www.uml.edu/thesolutioncenter/information/health-insurance.aspx for additional information. Please note that all students who withdraw from or drop all of their classes within the first 31 days (calendar days) of the academic semester are not allowed to be enrolled in the University student health insurance plan. Students taking only online courses will not be eligible for the student insurance.

Financial Aid

Financial aid is available for students who qualify. Financial aid consists of grants, scholarships, loans, student employment, waivers, reimbursement programs, and other financial arrangements. Students must be matriculated in an eligible degree or certificate program and be enrolled in courses required for that program to receive financial aid. Fall financial aid is limited. To apply for financial aid, students must complete the 2015-2016 Free Application for Federal Student Aid (FASFA), available online at www.fafsa.ed.gov. Students must complete this by June 30, 2016 to be reviewed.

Financial aid is applied to students charges following the end of the add/drop period.

Students who withdraw from the University after receiving financial aid will be reviewed to determine the amount of financial aid the student earned prior to withdrawing. Students who withdraw may be required to return some or all financial aid. For more information about financial aid eligibility, please go to www.uml.edu/financialaid/.

Correct Social Security Number/Tax Identification Number

The University of Massachusetts Lowell must obtain your correct social security number (SSN) to file certain information returns with the IRS as well as to furnish a statement to you. The returns the University must file contain information about qualified tuition and related expenses (Form 1098-T, Tuition Payments Statement). The information about your tuition will help to determine whether you, or the person who can claim you as a dependent, may take an education tax deduction.

For additional information on Financial policies and procedures, see http://www.uml.edu/Tuition-fees/

Please note that the tuition and fees are subject to change. Every effort has been made to ensure the accuracy of the information in this website. However, Online and Continuing Education reserves the right to make changes of any nature in its program, calendar, procedures and standards, degree requirements and academic schedules (including without limitations, changes in course content and class schedules), locations, tuition, and fees. Whenever possible, appropriate notice of such changes will be given before they become effective. When changes are necessary, Online and Continuing Education exerts reasonable efforts to provide comparable or substantially equivalent instructional services and facilities for those originally designated. However, OCE assumes no liability for failure to deliver or for delay in delivering such services (including those in support of academic functions or student life) when the causes for such failure or delay are beyond the reasonable control of Online and Continuing Education – which causes include, without limitation, the following: power failure, fire, accident, natural disaster, work slowdown and strikes, loss of personnel, and acts of public authorities. In registering for courses, each student assumes full responsibility for knowledge of and compliance with the definitions, regulations, and procedures for the University as set forth in the appropriate publications and bulletins.

Speak with an Advisor

Our Student Support Staff are available to help you with your questions! Email Continuing_Education@uml.edu for assistance, or call for advising at (800) 480-3190 and press 1 to speak with an advisor. See links at the bottom of this page for technical assistance with your online course.

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